Economy, Banking And Finance Current Affairs July 2025 Quiz: This is the second set of the quiz series and brings to you 20+ MCQs on current affairs related to aviation mega-orders, fintech/payments, RBI circulars, market indices, ETFs, IPO league tables, and inflation prints etc.

Economy, Banking and Finance Current Affairs July 2025: Summary

Numbers	What happened (≤8 words)	Authority — Leader	Category	Key numbers	Why it matters (exam)
1	US tops global biofuel consumption	Energy Institute	Energy	US 899 kbbloe/d; Brazil 432; Indo 194; India + Indo 63% APAC	Rank of top biofuel users
2	AirAsia orders A321XLR jets	AirAsia — Tony Fernandes; Airbus — Christian Scherer	Aviation / Orders	$12.25bn; 50 firm + 20 rights; delivery 2028–32	Widebody-range narrowbody order facts
3	Yamaha unveils flat tuning-fork logo	Yamaha Motor	Branding	First redesign in 27 years; flat 2D	Corporate identity update
4	CCI clears Kedaara stake in Porter	CCI; Kedaara Capital	M&A / Logistics	Minority stake cleared	Investor + parent name recall
5	Telecom Egypt–KareXpert health platform	Telecom Egypt — Mohamed Nasr; KareXpert — Nidhi Jain	Digital health	HIMS, unified EMR, RCM	National e-health stack
6	JSW Energy in FTSE4Good	JSW Energy; FTSE Russell	ESG / Index	Neutral by 2050; 30 GW gen + 40 GWh storage by FY30	ESG inclusion signal
7	Orbit spacetech cohort under AIM	AIC T-Hub; AIM–NITI Aayog	Space-tech / Startup	17 startups; ~24 weeks	Govt-supported accelerator
8	Kotak–IndiGo cards on BluChip	Kotak — Ashok Vaswani; IndiGo — Pieter Elbers	Cards / Loyalty	Two variants; IndiGo BluChip	Co-brand + program name
9	BSE Insurance Index launched	Asia Index Pvt Ltd (BSE)	Indices / Markets	Base 1000; cap 25%; semi-annual rejig	New sector index to track
10	CAMSPay gateway hits 5k+ TPS	CAMS; RBL; Mylapay	Payments / Fintech	Peak >5,000 TPS; card network certified	Perf & infra stats
11	Nvidia touches $4T market cap	Nvidia — Jensen Huang	Markets / Tech	Valuation $4T (first ever)	Mega-cap milestone
12	AIIB $100m to IIFL Home Finance	AIIB — Jin Liqun; IIFLHF	Housing finance	$100m; EWS/LIG; green buildings	Affordable housing boost
13	Groww BSE Power ETF & FoF	Groww Mutual Fund	Mutual funds / ETF	Tracks BSE Power TRI; NFO 18 Jul–1 Aug	Benchmark & window
14	RBI fines HDFC & Shriram Finance	RBI	Regulation / Penalties	HDFC ₹4.88L (FEMA); Shriram ₹2.70L (DL)	Entity + rule matched
15	Cypriot pair to invest ₹10k cr	Interorient; Danship	FDI / Shipping	₹10,000 cr; largest since 2005	Superlative FDI fact
16	NSE 4th globally by IPO funds	S&P Global MI; NSE	Markets / IPO	India $5.51bn = 8.9% global; 119 IPOs	Rank + amounts
17	SEBI VCF Settlement Scheme	SEBI	SEBI / Scheme	Window 21 Jul 2025→19 Jan 2026	For migrated VCF winding-up
18	SMFG–SBI wealth JV target	SMFG; SBI Holdings	Wealth mgmt	¥10T AUM in 5 yrs	JV + target figure
19	EximPe gets PA-CB in-principle	EximPe; RBI	Payments / Cross-border	Licence: PA-CB (E&I)	Cross-border pay-ins/outs
20	CPI inflation prints at 2.10%	NSO — MoSPI	Inflation / Macro	2.10% (75-month low)	Below 4%; inside band
21	RBI clarifies gold/silver pledge	RBI	Credit / MSME–Agri	Voluntary pledge within collateral-free limit ok	Clarifies loan norms
22	UPI–PayNow expands to 19 banks	NIPL (NPCI International)	Cross-border remittance	India banks 19; +13 added	Corridor scale-up
23	CTBC eyes IBU at GIFT City	CTBC Bank	Banking / IFSC	New IBU/branch plan	IFSC expansion cue

Economy, Banking & Finance Current Affairs July 2025 Quiz (Part 2): Explanation

Q: Yamaha Motor’s 2025 corporate logo redesign primarily adopts which mark?

Yamaha Motor Co., Ltd.** announced its **first logo redesign in 27 years**, unveiling a **flat (2D) Tuning Fork mark.

Q: Which entity launched the “BSE Insurance Index” in July 2025?

Asia Index Private Limited (wholly owned by BSE)* launched the ***BSE Insurance Index.

Q: Which company became the world’s first to reach a USD 4 trillion market value in July 2025?

Nvidia** became the first publicly traded company to touch *$4 trillion* in market capitalization.

Q: As per NSO (MoSPI) data, what was India’s headline retail inflation (CPI) for June 2025?

**NSO under MoSPI** reported *CPI inflation at **2.10%** for June 2025*, a *75-month low (since Jan 2019)*.

Banking & Finance Current Affairs July 2025 Quiz (Part 1)

Q1) In July 2025, which lender committed USD 100 million to IIFL Home Finance to expand affordable housing in India?

(a) Asian Infrastructure Investment Bank (AIIB)
(b) New Development Bank (NDB)
(c) Asian Development Bank (ADB)
(d) World Bank

Explanation: On 9 July 2025, AIIB signed a $100 million facility with IIFL Home Finance (IIFLHF) to boost housing finance for EWS/LIG households and to support developers of affordable projects; the program also promotes green-building practices and aligns with PMAY-U 2.0.

Source: www.aiib.org

Q2) Which company became the world’s first to reach a USD 4 trillion market value in July 2025?

(a) Nvidia
(b) Microsoft
(c) Saudi Aramco
(d) Apple

Explanation: On July 9, 2025, Nvidia became the first publicly traded company to touch $4 trillion in market capitalization, driven by soaring demand for its AI data-center chips. Leadership note: CEO: Jensen Huang; HQ: Santa Clara, California.

Source: www.reuters.com

Q3) In July 2025, AirAsia signed a USD 12.25 billion deal for 50 A321XLR jets (with rights for 20 more) with which aircraft maker?

(a) COMAC
(b) Embraer
(c) Airbus
(d) Boeing

Explanation: On 5 Jul 2025 in Paris, AirAsia Berhad (subsidiary of Capital A) signed a $12.25 billion agreement with Airbus for 50 A321XLR jets, with rights for 20 more; deliveries are slated for 2028–2032. The deal was signed by Tony Fernandes (Capital A CEO) and Christian Scherer (CEO, Airbus Commercial Aircraft) in the presence of Malaysia PM Anwar Ibrahim.

Source: newsroom.airasia.com

Q4) In July 2025, what clarification did RBI issue on loans against gold/silver for agriculture and MSME borrowers?

(a) Voluntary pledge of gold/silver by the borrower, up to the collateral-free limit, will not be treated as a breach of collateral-free lending norms
(b) Clarification applies only to NBFCs
(c) Only urban branches may offer such loans
(d) RBI banned lending against gold/silver for these sectors

Explanation: RBI circular (dated July 11, 2025) clarified that banks can sanction loans when borrowers voluntarily pledge gold or silver as collateral, and such lending only up to the applicable collateral-free limit does not violate existing collateral-free guidelines for agriculture and MSME credit.

Source: taxguru.in

Q5) In July 2025, Telecom Egypt signed an MoU with which company to build a national digital healthcare platform?

(a) Cerner
(b) KareXpert Technologies Pvt Ltd
(c) Philips Healthcare
(d) Vezeeta

Explanation: In July 2025, Telecom Egypt signed an MoU with KareXpert Technologies Pvt Ltd to launch a secure, cloud-hosted national digital healthcare platform in Egypt. The stack integrates HIMS, unified EMR, and RCM tools to streamline hospital operations and data privacy. Leadership facts: Telecom Egypt MD & CEO: Mohamed Nasr; KareXpert Founder & CEO: Nidhi Jain.

Source: cio.economictimes.indiatimes.com

Q6) Yamaha Motor’s 2025 corporate logo redesign primarily adopts which mark?

(a) Samurai crest
(b) Laurel wreath
(c) 3D wheel emblem
(d) Flat (2D) Tuning Fork mark

Explanation: On 10 Jan 2025, Yamaha Motor Co., Ltd. announced its first logo redesign in 27 years, unveiling a flat (2D) Tuning Fork mark optimized for digital use and a special 70th-anniversary logo for commemorations.

Source: global.yamaha-motor.com

Q7) In 2025, which Taiwanese bank proposed setting up an International Banking Unit/branch at GIFT City (IFSC), Gandhinagar?

(a) Taipei Fubon Commercial Bank
(b) CTBC Bank
(c) Bank of Taiwan
(d) Mega International Commercial Bank

Explanation: Taiwan’s regulator approved CTBC Bank in 2025 to apply for a GIFT City (IFSC) branch/IBU in Gandhinagar, Gujarat, enabling offshore foreign-currency banking from India’s international financial centre.

Source: www.fsc.gov.tw

Q8) In July 2025, Groww Mutual Fund launched the “Groww BSE Power ETF” and its FoF. These schemes aim to track which benchmark?

(a) S&P BSE Utilities
(b) Nifty Energy Index
(c) BSE Power Index (TRI)
(d) Nifty Infrastructure

Explanation: Groww MF announced two passive schemes Groww BSE Power ETF and Groww BSE Power ETF FoF that provide sector exposure by tracking the BSE Power Index (Total Return Index). The NFO window was 18 Jul–1 Aug 2025, offering a low-cost route to India’s power sector.

Source: economictimes.indiatimes.com

Q9) In July 2025, which Cyprus-based shipping pair announced a ₹10,000-crore investment in India’s shipping sector?

(a) CMA CGM & HMM
(b) Maersk & MSC
(c) Interorient Navigation Co. Ltd & Danship & Partners Ltd
(d) NYK Line & MOL

Explanation: In July 2025, Interorient Navigation Co. Ltd and Danship & Partners Ltd pledged about ₹10,000 crore in FDI to India’s shipping sector, the largest such FDI since the sector was opened to 100% FDI in 2005. Under the plan, vessels bought will be Indian-flagged, helping retain EXIM freight earnings domestically and expand national tonnage. superlative = largest FDI since 2005.

Source: www.business-standard.com

Q10) In July 2025, the RBI fined which two institutions for for contravention of the FEMA, non-compliance with the RBI (Digital Lending) Directions regulatory non-compliance?

(a) ICICI Bank & Bajaj Finance
(b) HDFC Bank & Shriram Finance
(c) Kotak Mahindra Bank & Muthoot Finance
(d) Axis Bank & HDB Financial Services

Explanation: On 11 July 2025, the Reserve Bank of India imposed monetary penalties on two entities—HDFC Bank (₹4.88 lakh) for contravention of the FEMA “Foreign Investment in India” Master Direction while sanctioning a term loan, and Shriram Finance (₹2.70 lakh) for non-compliance with the RBI (Digital Lending) Directions, 2025. HDFC Bank MD & CEO: Sashidhar Jagdishan; Shriram Finance MD & CEO: Y. S. Chakravarti.

Source: legal.economictimes.indiatimes.com

Q11) As per the Energy Institute’s Statistical Review of World Energy 2025, which country was the largest biofuel consumer in 2024?

(a) India
(b) United States
(c) Brazil
(d) Indonesia

Explanation: Energy Institute data for 2024 shows United States = 899 kbbloe/d (largest), Brazil = 432 kbbloe/d (2nd), and Indonesia = 194 kbbloe/d (3rd). It also notes that India + Indonesia together accounted for 63% of Asia-Pacific biofuel demand with India’s consumption up 38% year-on-year.

Source: www.energyinst.org

Q12) SEBI’s “VCF Settlement Scheme 2025” primarily offers a one-time option to settle which issue, and for whom?

(a) Market intermediaries — IPO disclosure lapses
(b) Portfolio managers — insider trading cases
(c) Mutual funds — valuation errors in debt schemes
(d) Venture capital funds migrated to the AIF regime — violations related to winding-up provisions

Explanation: SEBI’s VCF Settlement Scheme 2025 is designed to let migrated venture capital funds settle violations related to winding-up provisions. The official notice specifies the operational window as Jul 21, 2025 to Jan 19, 2026 (both days inclusive). Exam cues: scheme = VCF Settlement 2025; purpose = settle winding-up violations for migrated VCFs; dates = Jul 21, 2025 → Jan 19, 2026.

Source: www.sebi.gov.in

Q13) The Orbit spacetech accelerator’s second cohort (launched in July 2025) runs under which initiative?

(a) Atal Innovation Mission (AIM), NITI Aayog
(b) Make in India
(c) Digital India
(d) Startup India Seed Fund Scheme

Explanation: The Orbit cohort is delivered by AIC T-Hub Foundation, a joint initiative of Atal Innovation Mission (AIM), NITI Aayog and T-Hub; the July-2025 cohort onboarded 17 spacetech startups for a ~24-week journey and is based out of Hyderabad. Leadership note: T-Hub CEO Kavikrut.

Source: cxotoday.com

Q14) On 9 July 2025, JSW Energy announced inclusion in which index series that measures companies with strong ESG practices?

(a) Dow Jones Sustainability Indices
(b) Nifty100 ESG Index
(c) MSCI ESG Leaders Index
(d) FTSE4Good Index Series

Explanation: On 09-07-2025, JSW Energy said it was included in the FTSE4Good Index Series created by FTSE Russell which tracks firms with robust Environmental, Social and Governance (ESG) standards. The filing also highlights JSW’s sustainability goals: carbon-neutrality by 2050, and scaling to 30 GW generation plus 40 GWh storage by FY2030.

Source: www.jsw.in

Q15) On 08 July 2025, CCI cleared whose proposal to acquire a stake in SmartShift Logistics Solutions (parent of Porter)?

(a) General Atlantic
(b) Warburg Pincus
(c) Temasek
(d) Kedaara Capital

Explanation: On 08-07-2025, the Competition Commission of India approved investment vehicles of Kedaara Capital Kedaara Sapphire Holding and Kedaara Capital Fund IV AIF—to acquire a stake in SmartShift Logistics Solutions (Porter’s parent). The nod pertains to a minority investment and confirms regulatory clearance for the deal.

Source: www.cci.gov.in

Q16) CAMS launched “The CAMSPay’s New Payment Gateway” in July 2025. What peak processing capacity did it announce?

(a) 5,000+ TPS
(b) 1,000 TPS
(c) 3,000 TPS
(d) 10,000 TPS

Explanation: On 08 Jul 2025, Computer Age Management Services (CAMS) unveiled CAMSPay’s New Payment Gateway, specifying 5,000+ transactions per second (TPS) capacity. The stack includes Mylapay as tech partner, RBL Bank as BIN sponsor, and certifications with Mastercard/Visa/RuPay plus real-time analytics and compliance with tokenization/data-localization.

Source: nsearchives.nseindia.com

Q17) Which Japanese financial groups announced a joint venture to offer wealth-management services targeting about ¥10 trillion in assets within five years?

(a) Daiwa Securities Group & Japan Exchange Group (JPX)
(b) MUFG & Rakuten Group
(c) Sumitomo Mitsui Financial Group (SMFG) & SBI Holdings
(d) Mizuho Financial Group & Nomura Holdings

Explanation: In 2025, SMFG and SBI Holdings announced a joint venture to expand wealth-management for affluent clients in Japan, setting a target of around ¥10 trillion AUM in five years. This move leverages SMFG’s large banking network and SBI’s digital distribution to capture Japan’s growing affluent/retail wealth market.

Source: www.japantimes.co.jp

Q18) As per S&P Global Market Intelligence’s H1-CY25 global IPO league table, which exchange ranked 4th worldwide by IPO funds raised?

(a) Nasdaq Global Select Market
(b) National Stock Exchange of India (NSE)
(c) New York Stock Exchange (NYSE)
(d) Nasdaq Global Market

Explanation: S&P Global Market Intelligenceranked the NSE 4th globally in H1-CY25 after Nasdaq Global Market, NYSE and Nasdaq Global Select Market. NSE’s IPO proceeds were USD 5.51 billion, accounting for 8.9% of the USD 61.95 billion global total; India recorded 119 IPOs raising ₹51,150 crore (up from ₹37,682 crore in H1-CY24).

Source: www.spglobal.com

Q19) As per NSO (MoSPI) data, what was India’s headline retail inflation (CPI) for June 2025?

(a) 2.10%
(b) 2.82%
(c) 4.00%
(d) 3.85%

Explanation: NSO under MoSPI reported CPI inflation at 2.10% for June 2025, a 75-month low (since Jan 2019); it sits within RBI’s 2–6% band and below the 4% medium-term target. The release came in July 2025; MoSPI’s Secretary is Saurabh Garg.

Source: pib.gov.in

Q20) Which entity launched the “BSE Insurance Index” in July 2025?

(a) FTSE Russell
(b) Asia Index Private Limited
(c) NSE Indices Ltd
(d) India Index Services & Products (IISL)

Explanation: On 10 Jul 2025, Asia Index Private Limited (wholly owned by BSE) launched the BSE Insurance Index, derived from BSE 1000 insurance-sector constituents; the index has a base value of 1000, first value date = 18 Jun 2018, single-stock cap = 25%, and is reconstituted semi-annually (Jun & Dec).

Source: www.bseindices.com

Q21) The relaunched Kotak–IndiGo co-branded credit cards (July 10, 2025) are powered by which loyalty program?

(a) JetPrivilege
(b) Club Vistara
(c) Flying Returns
(d) IndiGo BluChip

Explanation: On July 10, 2025, Kotak Mahindra Bank and IndiGo relaunched co-branded cards linked to IndiGo BluChip; two variants were announced — IndiGo Kotak Credit Card and IndiGo Kotak Premium Credit Card. Leadership note: Kotak MD & CEO: Ashok Vaswani; IndiGo CEO: Pieter Elbers.

Source: www.kotak.com

Q22) After NPCI International’s July 2025 expansion of the UPI–PayNow remittance link, how many Indian banks were in the linkage?

(a) 13
(b) 19
(c) 15
(d) 21

Explanation: In July 2025, NPCI International Payments Ltd. (NIPL) added 13 Indian banks to the India–Singapore UPI–PayNow corridor, taking the participating Indian banks to 19 (effective 17 July 2025) to ease cross-border remittances for individuals such as migrant workers and students.

Source: www.nipl.com

Q23) On July 15, 2025, which fintech received RBI’s in-principle approval to operate as a Payment Aggregator – Cross-Border (Export & Import) (PA-CB E&I)?

(a) PayPal
(b) Wise
(c) EximPe
(d) Cashfree Payments

Explanation: On July 15, 2025, EximPe announced RBI’s in-principle approval for a Payment Aggregator – Cross-Border (Export & Import) licence, enabling regulated cross-border pay-ins and pay-outs for digital services, e-commerce and B2B goods trade. CEO/Founder: Arjun Zacharia.

Source: www.business-standard.com

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